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Generic Decline on Webform - Square API

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So I’m using this square up form with the newest API on my website.
And i get (Generic Decline) when the cvv or expiration dates are wrong.

But I believe when you pay an invoice directly on squareup, the user may be asked to verify the zip code for example. Is this form capable of asking for any verification? Or will it just show generic decline for anything?

Clients are often having issues with their cards, but then when I send an invoice, they can pay without problem.

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